Mortgages

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Finding a mortgage to suit your present and future goals

If you are buying a new property, you naturally need to consider how much you can afford to put down as the deposit. Many lenders will look at this amount to determine the rate they are prepared to offer you.

You also need to be aware of any arrangement and set up fees that can make the mortgage a lot more expensive than the headline ratemay indicate.

When remortgaging, it is important to take into account the fees incurred in moving lender as well as some of the mortgage options available beyond interest-only and repayment mortgages. In particular we are finding an increasing number of clients interested in offset mortgages. These can be a good idea because they can be repaid much more quickly than standard mortgages.

Blackstone Moregate can help you find a mortgage that suits your current situation and your long-term plans.

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