Our Approach

How we work

Planning your finances is a four step process. Here's how we work with you

We start with an initial discussion that allows us understand if we can help you and how. If we can, we aim to fully understand your situation, needs and concerns.

We then gather details of your personal and financial circumstances, including your existing assets and attitude to risk. This provides the foundation for our consultative analysis and recommendations.

Once we understand what’s important to you, we will work with you to start designing a strategy that will best meet your needs.

The next stage is to understand how important Retirement Planning, Investing, Estate Planning, Protection and Long term care are and where your priorities lie. As part of our due diligence we will also analyse your existing assets, including fees and performance, against your aims and attitude to risk. We make sure your investments align with your risk outlook and are helping you achieve your aspirations.

Where necessary we will also run cash flow modelling – This can help you understand if you have sufficient money to achieve your goals by looking at different income and expenditure scenarios. It will provide the reassurance or a call to action whilst planning for school fees, early retirement, gifting assets to children or the impact of long term care.

Next, we prepare a tailored strategy covering all aspects of your financial plan based on your priorities and actions you should be considering.

No-one wants to be bombarded with waffle – you want to understand your financial plan clearly and easily. We present our recommendations in a simple and straightforward way, with no financial jargon.

After discussing our recommendations and checking the strategy meets your expectations, we take the actions necessary to implement your plan. We consult with you at every step and keep you fully informed about any actions or decisions needed to meet your financial goals.

The value of financial planning is in the ongoing relationship that we build with you.

We review your finances regularly as your goals and priorities may change over time. We also consider any tax or legal changes and the impact these may have to your plan. This close monitoring ensures you keep your plans on track.

Understanding, educating, planning, implementing and monitoring. These are the steps to helping you live life to the fullest, now and in the future.


Kind words from our customers

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Apart from the courtesy and warm greeting I experience each time I speak or meet you or any of your team, I am always impressed by the level of knowledge...

Christian Stanley

I have been a client of Vijay Thakkar and Blackstone Moregate for over twenty years. Throughout this time they have carefully and sympathetically managed my small...

John Branscombe

We had a complex SIPP requirement involving multiple pension schemes and a joint property purchase. Our previous advisor had informed us that the chances...

Adrian Cowley

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